Roofing contractor arrested for allegedly defrauding homeowners, insurance company

LIVINGSTON PARISH, La. (WAFB) – A roofing contractor is facing charges after he allegedly tried to defraud homeowners and the insurance company.

According to the Livingston Parish Sheriff’s Office, deputies arrested Zechariah “Zack” Moore and charged him with damage to property with intent to defraud.

Moore, a field representative of the Lafayette-based Roofing Guys LLC, allegedly intentionally damaged the homeowners’ roof during a ‘cold call’ roof inspection, misrepresented the cause of damage to the homeowners, and advised them to file a storm damage claim with their insurer.

Moore also allegedly improperly told the homeowners they could get a new roof for only the cost of their deductible.

According to officials, the homeowners filed a police report against Moore for causing the damage to their roof after a repair professional told them the damage was manmade.

“Homeowners in Louisiana deal with enough stress and uncertainty regarding the protection of their homes and families after a storm,” Insurance Commissioner Tim Temple said. “The LDI is working more closely than ever with our law enforcement partners, and we will not tolerate dishonest contractors or any other bad actors defrauding policyholders and insurers to make a profit.”

“Our high rates of property insurance are made worse when insurance companies pay claims for manmade damage caused by bad actors,” added Temple. “And our citizens suffer from losing trust in the individuals they need to help put their homes and lives back in order.”

Temple issued Moore and Roofing Guys LLC a cease-and-desist order on Oct. 1 for the alleged actions and for allegedly acting as a public adjuster without a license. He has 30 days from being served to request an administrative appeal or the action becomes final.

According to the insurance commissioner, Moore and the company violated Louisiana insurance laws and posed a danger to public health, safety, and welfare.

“Stay alert, citizens. If you need work, do your research before you allow someone to begin these large projects on your home,” Livingston Parish Sheriff Jason Ard said. “The Louisiana State Licensing Board for Contractors is a good place to start your search. Keep documentation. Trust your instincts. If you need us, we’ll be here.”

Individuals or businesses can report concerns about a contractor to the LDI Office of Insurance Fraud by calling 225-342-4956 or 1-800-259-5300.

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